ACCOUNTS

Regular Shares (savings)
The regular share account is the opportunity for you to save. All that we require for you to have a regular share account is a balance of $50. With this account you can have that savings you have always wanted.

Share Draft (checking)
Our Share Draft account service is free if you obtain a monthly balance of at least $100, a $5 service fee is applied otherwise. We offer checks and ATM/Debit cards to our Share Draft holders. * A regular Share Account is required to hold a Share Draft Account.

Christmas account
These handy accounts can be started at any time throughout the year, but for the best results, consider opening a new account right after the holidays. You can add money each week, each month or whenever you have some spare cash. Christmas Accounts are paid out early November and keep in mind that these accounts are only allowed one withdraw a year.

INVESTMENT ACCOUNTS

Money Market Account
Our Money Market Account is a savings account that offers a competitive rate of interest (real rate) in exchange for larger than normal deposits. *$1000 minimum account balance required.

Share Certificates (Certificate of Deposit)
Enjoy competitive fixed rates with our Share Certificates. Certificates earn dividends at higher rates than share savings accounts and money market accounts, but require you to lock in your money for a predetermined maturity period. We offer terms as low as 3 months and as long as 36 months. The minimum deposit is $1,000. Dividends are paid at maturity. Watch your savings grow for the future with a guaranteed rate.

LOANS

Unified Correctional FCU offers competitive rates on all types of loans, from RV's to Consolidation Loans, and everything in between . If you need to borrow money for any reason, give Unified Correctional FCU a call.

 

Auto Loan
New and Used Cars, Trucks, SUV's, Motor-Homes, Motorcycles, Boats, Jet-Ski's, Trailers and etc. If it has a Title (pink slip) we can finance it for you.

 

Collateral Loan
If you have a vehicle that is paid in full, we can use your certificate of title as collateral and lend you up to the average Kelly Blue Book value of vehicle.

Refinance Loan
Do you have a car financed with another institution at a high rate? Come in and see if you qualify for a lower rate with Unified Correctional FCU!

Personal Loan (unsecured)
If you need a personal loan to do some work around the house or that long overdo vacation. Unified Correctional FCU offers great rates and can be used to purchase anything you would like.

 

Share Secured Loan
Share Secured Loans are loans that are secured with a savings deposit or term certificate. If you have that extra money saved up, borrow against it and get competitive rates.

Consolidation Loan
Do you want to clean up your credit? Consolidate your bills with one easy payment and watch your credit score rise!

Christmas Loan
Need Some extra cash during the Holiday Season? Unified Correctional can help you with our short term Christmas Loan.

Payday Advance Loan
A Payday Advance Loan is a small, short-term loan (up to $500) without a credit check that is intended to bridge the borrower's cashflow gap between pay days. With this Loan you can Deposit advance in your account or Receive cash or cashier's check. The Loan is secured by the borrower's post-dated check that includes the original loan principal ,accrued interest and current application fee (rates subject to change). The maturity date usually coincides with the borrower's next pay day. On the maturity date Unified Correctional FCU processes the check traditionally or through electronic withdrawal from the borrower's account.

[As with all deposits at UCFCU your funds are federally insured up to $100,000 by the NCUA, an agency of the Federal Government.]